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I know I’ve put the question very vaguely, but it seemed to me that people who get ahead with money must have some secret I’m not getting. I’m sure there’s a better way to achieve a higher return on investment than via high risk, volatile shares.
It has to be said 8% average is rubbish!! Not good enough! How will anyone make any money off that?! Meanwhile I see banks are happy to claim 18% APR so they must be making at least 15%. I would think many businesses make a net profit of at least 20%. What should I invest in? Thanks for forgiving the rambling.

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I want to make a safe investment, although I would love a high return, I can’t afford the risk right now. Any ideas?

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I just started a job and I have 6 months before I need to start paying off my student loans. I also have a couple of electronics that are 1 year same as cash. ING Direct rates and CDs are kind of low right now, but I don’t want something like that stock market because I want to be able to pull out at any time (as opposed to trying to time it to pull out when the market is up)

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Thank you “engineer for your answers. I don’t have alot of $ but I do need to shelter about 7-10k before January 1st. What/ where would you invest in to accomplish this task? Thank you again.

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If you had some money to invest, and you knew a way to invest it in a local environmental or social community project, rather than a conventional investment, would you do that – even if it meant your money would be at more risk and would not produce a high financial return, but it would develop local projects and you would be able to see the good work your money was doing – and hopefully get a small level of interest?

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